Insurance Program Results
Podiatrists: Policy Adjustments
Crittenden looks for new carriers to replace those that have left the podiatry segment due to rising loss costs. A handful of podiatric carriers kept rates too low only to be hit by high loss ratios. Fair American Insurance and Reinsurance Co. will launch a new podiatrists professional liability program in Texas, once approved. It was unveiled in Pennsylvania last month and in New Jersey during December. The program was previously backed by Beazley. This comes on the heels of ACE Group stepping out of podiatry after reporting high loss costs, leaving its program to be underwritten by Coverys member company Preferred Professional Insurance Co. Podiatry is becoming a slightly riskier class than previous due to the expanded scope of practice including more elderly patients and patients suffering from obesity and diabetes, which often lead to complicated foot ailments......
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Beazley Breach Response Select
Administered By: Beazley
Distribution: Direct/Broker
| Industries: |
Accountable Care Organizations (ACOs), Acupuncturist, Allied Health, Art Galleries/Fine Art/Museums/Antique Dealers, Assisted Living Facilities, Chiropractors, Civic Clubs (Nonprofit), Colleges & Universities, Continuing Care Retirement Communities (CCRCs), Day Spas, Dentists, Education & Nonprofit, Emergency Response Services (Ambulance), Gastroenterologist, Health Maintenance Organization (HMO), Healthcare Systems, Hospice, Hospitality (Hotels/Motels), Hospitals, Imaging Centers/Diagnostic Labs (X-Ray, MRI, etc.), Independent Living Facilities, Laboratories, Lawyers, Long-Term Care Facilities (LTC), Managed Care Organizations, Massage Therapy/Therapists, Mental Health/Behavioral (Counseling/Counselors), Midwives, Non Emergency Transportation (Medical), Nurse/Staffing Registries, Nursing Homes/Skilled Nursing Facilities, Opticians, Pharmacies, Pharmacists, Physicians, Podiatrists, Private/Charter Schools, Psychiatric Facilities/Hospitals, Psychologists, Rehabilitation Facilities, Research/Research Organizations (Clinical, Etc.), Retail, Schools, Schools (Adult Education), Substance Abuse Rehabilitation Facilities & Services, Surgeons, Therapy/Therapists, Weight Loss Clinics |
|---|
Carriers: Beazley Insurance Co. Inc.
Coverage: Cyber Liability, Excess, Umbrella/Excess
Limits: up to $5 million
Medical Professional Liability Insurance (Physicians)
Administered By: MagMutual Insurance
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Midwives, Nurse Practitioners, OB/GYN, Physician Assistants, Physicians, Podiatrists, Surgeons |
|---|
Carriers: MAG Mutual Insurance Co.
Coverage: Professional Liability
Limits: up to $3 million/$5 million
Physicians & Surgeons
Administered By: NORCAL Group
Distribution: Direct/Broker
| Industries: |
Anesthesiologists, Bariatric Surgery, Midwives, Nurse Practitioners, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: NORCAL Mutual Insurance Co.
Coverage: General Liability, Medical Malpractice, Professional Liability
Limits: up to $3 million/$5 million
Podiatry Insurance Co. of America
Administered By: ProAssurance Corp.
Distribution: Direct/Broker
| Industries: |
Acupuncturist, Chiropractors, Podiatrists |
|---|
Carriers: Podiatry Insurance Co. of America
Coverage: Professional Liability
Limits: up to $1 million/$3 million
Nonstandard Medical Professionals
Administered By: TDC Specialty Underwriters
Distribution: Carrier Direct
| Industries: |
Dentists, Physicians (Nonstandard), Podiatrists, Surgeons |
|---|
Carriers: TDC Specialty Insurance Co.
Coverage: Professional Liability
Limits: up to $2,000,000/$6,000,000
Physicians & Surgeons
Administered By: Physicians Reciprocal Insurers
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Physicians' Reciprocal Insurers
Coverage: Professional Liability
Limits: $1,300,000 - $3,900,000 (Primary Limits if Physician wants to continue excess coverage)
Podiatry PLUS Program
Administered By: RPS Healthcare
Distribution: Program Administrator
| Industries: |
Podiatrists |
|---|
Carriers: Coverys, Preferred Professional Insurance Co.
Coverage: Professional Liability
Limits: up to $2 million/$4 million (PL)
Doctors Coverage
Administered By: CMIC
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Gastroenterologist, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Connecticut Medical Insurance Co. (CMIC)
Coverage: Professional Liability
Limits:
Employment Practices Liability
Administered By: NAS Insurance Services
Distribution: MGA
| Industries: |
Accountable Care Organizations (ACOs), Acupuncturist, Allied Health, Builders Risk/Home Builders, Chiropractors, Commercial Real Estate, Commercial Real Estate (Industrial), Commercial Real Estate (Office), Commercial Real Estate (Retail), Contractors, Dentists, Farm/Ranch/Agribusiness, Health Maintenance Organization (HMO), Healthcare Systems, Hospitals, Long-Term Care Facilities (LTC), Manufacturers/Manufacturing Risks, Massage Therapy/Therapists, Opticians, Pharmacies, Physicians, Podiatrists, Psychologists, Real Estate Agent/Broker, Real Estate Appraiser, Research/Research Organizations (Clinical, Etc.), Therapy/Therapists |
|---|
Carriers: Lloyd's of London
Coverage: Employment Practices Liability (EPL)
Limits: $100,000 - $2 million
Medical Professional Liability : Individuals
Administered By: Physicians Insurance A Mutual
Distribution: Direct/Broker
| Industries: |
Anesthesiologists, Midwives, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Physicians Insurance A Mutual
Coverage: Professional Liability
Limits: $1,000,000 / $5,000,000 - $5,000,000/$9,000,000
Medical Professionals (Non-Standard)
Administered By: Kinsale Insurance
Distribution: Carrier Direct
| Industries: |
Chiropractors, Physicians (Nonstandard), Podiatrists |
|---|
Carriers: Kinsale Insurance Co.
Coverage: Professional Liability
Limits: $2,000,000 Per Claim - $6,000,000 Aggregate (For Virginia only.), $1,000,000 Per Claim - $3,000,000 Aggregate
Physicians & Surgeons
Administered By: The Doctors Co.
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Bariatric Surgery, Gastroenterologist, Midwives, Nurse Practitioners, OB/GYN, Physician Groups, Physicians, Podiatrists, Psychiatrists, Radiology/Radiologists, Surgeons |
|---|
Carriers: The Doctors Co.
Coverage: General Liability, Medical Malpractice, Professional Liability
Limits: up to $1 million/$3 million (Higher limits available. )
Healthcare Providers
Administered By: MedPro Group
Distribution: Carrier Direct
| Industries: |
Acupuncturist, Allied Health, Audiologists, Chiropractors, Counseling (Marriage & Family), Dental Assistants, Dental Hygienists, Emergency Medical Technicians (EMTs), Midwives, Nurse Practitioners, Nurse/Staffing Registries, Nurses, Nurses (CRNA), Nurses (Visiting), Nursing Homes/Skilled Nursing Facilities, Nutritionist/Dietitian, Occupational Therapist, Opticians, Paramedics , Pharmacists, Physical Therapists, Physician Assistants, Podiatrists, Psychologists, Social Workers, Speech Therapy/Therapists |
|---|
Carriers: Medical Protective Co.
Coverage: Cyber Liability, Excess, General Liability, Medical Malpractice, Professional Liability
Limits: up to $1 million/$3 million (Primary), up to Any (Excess)
Individual Physicians & Physician Business Enterprises
Administered By: Mutual Insurance Co of Arizona
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Gastroenterologist, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Mutual Insurance Co. of Arizona
Coverage: Professional Liability
Limits:
Individual Policy (Physicians)
Administered By: Medical Mutual Insurance Maine
Distribution: Carrier Direct
| Industries: |
Allied Health, Anesthesiologists, Gastroenterologist, Hospitals, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Medical Mutual Insurance Co. of Maine
Coverage: Professional Liability
Limits: $11 million Per Claim - $13 million Aggregate
Physicians
Administered By: UMIA
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Gastroenterologist, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Utah Medical Insurance Association
Coverage: Professional Liability
Limits:
Physicians & Surgeons
Administered By: Preferred Professional Insurance
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Gastroenterologist, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Preferred Professional Insurance Co.
Coverage: Professional Liability
Limits:
Physicians & Surgeons
Administered By: Medical Liability Mutual
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Gastroenterologist, Nurse Practitioners, OB/GYN, Physicians, Podiatrists, Surgeons |
|---|
Carriers: Medical Liability Mutual Insurance Co.
Coverage: Professional Liability
Limits: $25,000 or - $100,000 (Defense only coverage ), $1,000,000 Per Claim - $3,000,000 Aggregate (Separate Limits for Entity), $1,300,000 Each person - $3,900,000 annual aggregate (Primary)
Physicians & Surgeons
Administered By: MedPro Group
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Bariatric Surgery, Cosmetic Surgeons/Aesthetic Professionals, Gastroenterologist, Midwives, OB/GYN, Physician Groups, Physicians, Podiatrists, Psychiatrists, Radiology/Radiologists, Surgeons, Telemedicine |
|---|
Carriers: Medical Protective Co.
Coverage: Cyber Liability, Excess, General Liability, Medical Malpractice, Professional Liability, Settlements - Medical
Limits: up to $10 million
Physicians & Surgeons
Administered By: Liberty Intl Underwriters
Distribution: Carrier Direct
| Industries: |
Anesthesiologists, Cosmetic Surgeons/Aesthetic Professionals, Gastroenterologist, Midwives, Nurse Practitioners, Nurses (CRNA), OB/GYN, Physician Assistants, Physician Groups, Physicians, Podiatrists, Radiology/Radiologists, Surgeons |
|---|
Carriers: Liberty International Underwriters
Coverage: Cyber Liability, General Liability, Medical Malpractice, Professional Liability
Limits: up to $1 million/$3 million