Insurance Program Results
New Products & Coverages
Brownyard Group unveils GroundCover, an insurance program for landscape professionals. The program was initially introduced in 2011 on a non-admitted basis and is now available on an admitted basis in all states except Louisiana. GroundCover provides general liability, commercial excess, business auto, and commercial property for landscape gardeners and lawn care services with additional coverage for pest control, carpentry, fencing and masonry. Additional coverage will include care, custody and control coverage; pollution liability; professional liability and blanket additional coverage.
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Architects & Engineers/Design-Build/Construction Prof Liability
Administered By: Target Professional Programs
Distribution: MGA
| Industries: |
Architects & Engineers (A&E), Civil Engineering/Surveyors, Contractors, Environmental Consultants , Interior Designers, Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: Underwriters at Lloyd's
Coverage: Employment Practices Liability (EPL), Professional Liability
Limits: $2 Million - $10 Million ((Tier Two)), up to - $3 million ((Tier One) Firms with revenues between $50,000 and $2 million. Including Excess limits, up to 25% premium discount for accounts with 5 year claim-free histories. )
Landscapers
Administered By: Hanover Insurance Group
Distribution: Carrier Direct
| Industries: |
Landscape Design/Landscaping/Lawn Service, Small Businesses |
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Carriers: Hanover Insurance Co.
Coverage: General Liability, Miscellaneous Professional Liability, Workers' Compensation
Limits:
Miscellaneous E&O
Administered By: CapSpecialty
Distribution: MGU
| Industries: |
Appraisers , Arbitrators & Mediators, Auctioneers, Consultants/Consulting Risks, Interior Designers, Landscape Design/Landscaping/Lawn Service, Miscellaneous Risks, Mortuary/Funeral Services/Directors, Staffing Agencies, Tax Preparers, Translation Services, Trustees |
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Carriers: Capitol Specialty Insurance Corp.
Coverage: Errors & Omissions (E&O), Excess
Limits: up to $5 million (Primary or Excess)
Design Professional Errors & Omissions
Administered By: XL Catlin
Distribution: Direct/Broker
| Industries: |
Architects & Engineers (A&E), Civil Engineering/Surveyors, Consultants/Consulting Risks, Interior Designers, Landscape Design/Landscaping/Lawn Service, Project Managers |
|---|
Carriers: XL Catlin Insurance Co., Inc.
Coverage: Environmental/Pollution Liability, Excess, Umbrella/Excess
Limits: up to $10 Million
Mattei Programs Landscapers Insurance
Administered By: Alteris Insurance Services
Distribution: MGU
| Industries: |
Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: Great American Insurance Cos.
Coverage: Blanket Limit, Equipment Breakdown, Commercial Auto (Hired & Non-Owned), Crime, Errors & Omissions (E&O), Excess, General Liability, Inland Marine, Miscellaneous Property Floater, Property, Umbrella/Excess
Limits: - - - (Varies )
Miscellaneous Errors & Omissions
Administered By: NAS Insurance Services
Distribution: MGA
| Industries: |
Advertising/Printers/Authors, Answering Services, Arbitrators & Mediators, Auctioneers, Auto/Car Dealerships, Back Office Services, Commercial Real Estate Manager/Director, Consultants/Consulting Risks, Court Reporting, Disaster Recovery, Employment Practices, Events and Event Planners, Executive Coaches/Mentors, Farm/Ranch/Agribusiness, Graphic Designers, Interior Designers, Landscape Design/Landscaping/Lawn Service, Miscellaneous Risks, Mortuary/Funeral Services/Directors, Notary Public, Research/Research Organizations (Clinical, Etc.), Security/Investigation/Alarm Systems, Tax Preparers, Training & Certification, Translation Services, Travel Agencies/Tour Operators, Witness Services |
|---|
Carriers: Lloyd's of London
Coverage: Employment Practices Liability (EPL), Errors & Omissions (E&O)
Limits: up to $5 million
Professional Liability (Non-Medical)
Administered By: James River Insurance Co.
Distribution: MGA
| Industries: |
Accountants & Accounting Services, Architects & Engineers (A&E), Civil Engineering/Surveyors, Insurance Agents, Interior Designers, Landscape Design/Landscaping/Lawn Service, Lawyers, Miscellaneous Risks, Project Managers, Tax Preparers |
|---|
Carriers: James River Insurance Co.
Coverage: Excess, Professional Liability
Limits: up to $5 million (Excess), up to $5 million (Primary)
Small Accounts - Casualty
Administered By: James River Insurance Co.
Distribution: MGA
| Industries: |
Artisan & Trade Contractors, Commercial Real Estate (Office), Contractors, Habitational, Hospitality (Hotels/Motels), Janitors/Janitorial, Laboratories, Landscape Design/Landscaping/Lawn Service, Lessors Risk, Restaurants, Retail, Vacant Property , Warehouses |
|---|
Carriers: James River Insurance Co.
Coverage: General Liability
Limits:
Architects & Engineers Specialty Practice
Administered By: Travelers Indemnity Co.
Distribution: Carrier Direct
| Industries: |
Architects & Engineers (A&E), Civil Engineering/Surveyors, Interior Designers, Landscape Design/Landscaping/Lawn Service, Space Planners, Workers Compensation |
|---|
Carriers: Travelers Indemnity Co.
Coverage: Commercial Auto (Hired & Non-Owned), Excess, General Liability, Inland Marine, Property, Umbrella/Excess, Workers' Compensation
Limits:
OneBeacon Landscape Contractors
Administered By: Atlantic Specialty Insurance Co.
Distribution: Carrier Direct
| Industries: |
Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: OneBeacon Insurance Co.
Coverage: Additional Insured, General Liability, Professional Liability, Terrorism
Limits: up to $25 million
Architects & Engineers
Administered By: Freberg Environmental Insurance
Distribution: MGU
| Industries: |
Architects & Engineers (A&E), Civil Engineering/Surveyors, Contractors, Interior Designers, Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: Lloyd's of London
Coverage: Contractors Pollution , General Liability, Professional Liability
Limits: Up to - $5 million
Businessowners Policy
Administered By: Providence Mutual
Distribution: Carrier Direct
| Industries: |
Accountants & Accounting Services, Apartments, Artisan & Trade Contractors, Beauty Salon/Barber Shop, Community Associations, Contractors, Distribution Risks, Landscape Design/Landscaping/Lawn Service, Laundry Services/Dry Cleaning, Lawyers, Lessors Risk, Manufacturers/Manufacturing Risks, Restaurants, Retail, Self-Storage Facilities, Small Businesses |
|---|
Carriers: Providence Mutual Fire Insurance Co.
Coverage: Business Interruption, Commercial Property, Crime, Cyber Liability, Data Security, Employment Practices Liability (EPL), Equipment Breakdown, General Liability, Identity Theft
Limits: up to $2 million/$4 million (Liability)
Landscapers
Administered By: Insureon
Distribution: Program Administrator
| Industries: |
Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: ACE Group, CNA Insurance Cos, Hartford Financial Products, Hiscox Insurance Co. Inc., Philadelphia Insurance Co., Travelers Indemnity Co., United States Liability Ins. Co. (USLI), Zurich
Coverage: E&O, General Liability, Miscellaneous Professional Liability, Workers' Compensation
Limits:
Landscapers
Administered By: Farmers Insurance Group
Distribution: Carrier Direct
| Industries: |
Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: Farmers Insurance Group
Coverage: E&O, General Liability, Professional Liability, Workers' Compensation
Limits:
Landscapers
Administered By: Nationwide
Distribution: Direct/Broker
| Industries: |
Landscape Design/Landscaping/Lawn Service |
|---|
Carriers: Nationwide Mutual Insurance Co.
Coverage: Auto Liability , E&O, Excess, General Liability, Umbrella/Excess, Workers' Compensation
Limits: up to - $10 Million (Commercial Umbrella), up to - $1 Million (General Liability and Business Auto)
Umbrella/Excess Liability
Administered By: Century Surety
Distribution: Carrier Direct
| Industries: |
Apartments, Artisan & Trade Contractors, Auctioneers, Auto Service and Repair, Beauty Salon/Barber Shop, Campgrounds/RV Parks, Demolition Risks, Equipment Dealers, Farm/Ranch/Agribusiness, Homeowners/Condo Associations, Hospitality (Hotels/Motels), Landscape Design/Landscaping/Lawn Service, Lessors Risk, Manufacturers/Manufacturing Risks, Mercantile, Real Estate Managers, Restaurants, Retail (Convenience Store), Schools (Vocational), Vacant Property , Warehouses |
|---|
Carriers: Century , Meadowbrook Insurance Group Inc.
Coverage: Umbrella/Excess
Limits: up to $5 million (Umbrella/Follow Form Excess)