Insurance Program Results
Hazardous Materials Trucking
A surge of new business in the hazardous materials transportation market will encourage carriers to accommodate accounts with competitively priced products. While claims severity will always be an area of concern, risks associated with the hazardous materials transportation segment remain moderate due to increased safety standards for this industry over time.
This growth – largely generated by new business ventures’ fracking water truck fleets – is welcomed by carriers. While overall the hazardous materials haulers segment has experienced growth, demand has fallen in the rest of the oil and gasoline industry. The reduction in U.S. fuel costs has reduced domestic production of fuels and gasoline. As a result, fleets have shrunk in size and workers have been laid off in oil and gasoline production industries. Carriers expect the cyclical nature of the oil and gasoline industry will lead to a rebound in demand in the coming months. (4/6/15)
Excess Casualty
Administered By: Rockhill Insurance Group
Distribution: Carrier Direct
Industries: |
Builders Risk/Home Builders, Commercial Real Estate (Industrial), Commercial Real Estate (Office), Commercial Real Estate (Retail), Contractors, Manufacturers/Manufacturing Risks, Mercantile, Restaurants, Trucking, Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Moving/Storage), Warehouses |
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Carriers: Rockhill Insurance Co.
Coverage: Excess, Umbrella/Excess
Limits: $1,000 - $2,500 (Minimum Premium), up to $5 million (Lead), up to $10 million (Excess Capacity)
Propane and Fuel (Oil & Gas)
Administered By: ProSight Specialty Insurance
Distribution: Carrier Direct
Industries: |
Compressed Gas Dealers, Gas Stations, Trucking (Hazmat) |
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Carriers: ProSight Specialty Insurance Group
Coverage: Accidental Contamination, Cargo, Equipment Breakdown, General Liability, Machinery & Equipment, Trucker's Liability
Limits: up to Call for Limits
Commercial Auto & Trucking
Administered By: Prime Insurance
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Long-Haul) |
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Carriers: Prime Insurance Co.
Coverage: Motor Truck Cargo, Settlements - Trucking, Trucker's Liability
Limits: $750,000 - $5 Million or more
Motor Truck Cargo Coverage Solutions
Administered By: XL Catlin
Distribution: Direct/Broker
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Motor Carriers) |
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Carriers: Indian Harbor Insurance Co., XL Insurance Co.
Coverage: Inland Marine, Motor Truck Cargo
Limits:
PowerWrap: Propane Dealers' Program
Administered By: Alteris Insurance Services
Distribution: MGU
Industries: |
Brokers/Dealers, Chemical Manufacturers/Distributors, Compressed Gas Dealers, Gas Stations, Trucking, Trucking (Hazmat), Workers Compensation |
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Carriers: Argo Group US Inc.
Coverage: Business Income/Extra Expense, Commercial Auto, Commercial Property, Contractor's Equipment, Contractors Pollution , Crime, Dealers Open Lots, Employment Practices Liability (EPL), Equipment Breakdown, Excess, General Liability, Inland Marine, Pollution Legal Liability, Umbrella/Excess, Workers' Compensation
Limits: 0 - $1 million/$2 million
SeptiCover: Septic Haulers and Portable Sanitation Operators
Administered By: Alteris Insurance Services
Distribution: MGU
Industries: |
Trucking, Trucking (Hazmat), Waste/Recycling Services, Workers Compensation |
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Carriers: Argo Group US Inc.
Coverage: Commercial Auto, Contractors Pollution , Crime, Inland Marine, Miscellaneous Property Floater, Pollution Legal Liability, Property, Workers' Compensation
Limits: - $2 Million ($1 Million occurrence/ $2 Million Aggregate.)
Transportation Insurance
Administered By: AmTrust North America
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Motor Carriers) |
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Carriers: AmTrust Group
Coverage: Auto Liability , Auto Physical Damage, General Liability, Hired & Non-Owned Auto, Motor Truck Cargo, Trailer Interchange
Limits: up to $1 million (Auto Liability), up to $1 million (General Liability), up to $250,000 (Motor Truck Cargo), up to $50,000 (Trailer Interchange), up to $1 million (Hired/Non-Owned)
Dumping Operations
Administered By: Zurich
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Hazmat), Trucking (Local/Intermediate), Waste/Recycling Services |
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Carriers: Zurich
Coverage: Cargo, Commercial Auto, Excess, Property, Umbrella/Excess
Limits: up to $5 Million (Liability Limits)
Garbage Haulers
Administered By: Zurich
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Hazmat), Trucking (Local/Intermediate), Waste/Recycling Services |
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Carriers: Zurich
Coverage: Commercial Auto, Excess, Property, Umbrella/Excess
Limits: up to $5 Million ((Liability; Federal/State Filings when Required))
ThePUMPProgram
Administered By: Willis Programs
Distribution: Program Administrator
Industries: |
Commercial Auto, Drilling/Petroleum Risks, Trucking, Trucking (Hazmat) |
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Carriers: AIG
Coverage: Commercial Auto, Crime, General Liability, Inland Marine, Property
Limits:
Trucking Risk
Administered By: AXIS Insurance
Distribution: Direct/Broker
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Motor Carriers), Trucking (Moving/Storage) |
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Carriers: AXIS Specialty Insurance Co.
Coverage: Commercial Auto, Commercial Auto (Hired & Non-Owned), Excess, General Liability, Medical Expenses, Umbrella/Excess, Workers' Compensation
Limits:
Environmental Transportation
Administered By: AmWINS
Distribution: MGA
Industries: |
Cargo, Trucking, Trucking (Freight), Trucking (Hazmat), Waste/Recycling Services |
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Carriers: Zurich
Coverage: Cargo, Commercial Auto, Environmental/Pollution Liability, Excess, General Liability, Umbrella/Excess
Limits: - - - (Umbrella limits vary), up to $1 million (Liability)
Fleet Trucking
Administered By: AmWINS
Distribution: MGA
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Moving/Storage) |
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Carriers: AIG, Carolina Casualty Insurance Co., National Indemnity , Occidental Fire & Casualty Co. of NC, Scottsdale Insurance Co.
Coverage: Excess, General Liability, Umbrella/Excess
Limits: up to - $5 Million (Excess Liability), up to - $1 Million (General Liability), - - no limit (Physical Damage)
For Hire Trucking
Administered By: Crum & Forster (A Fairfax Co.)
Distribution: MGA
Industries: |
Trucking, Trucking (Hazmat), Trucking (Motor Carriers) |
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Carriers: Crum & Forster Indemnity Co., Seneca Specialty Insurance Co.
Coverage: Business Interruption, Cargo Legal Liability, Equipment Breakdown, General Liability, Motor Truck Cargo, Property, Stop Gap Liability , Umbrella/Excess
Limits: Call For - Limits
Hazardous Materials Trucking Program
Administered By: Freberg Environmental Insurance
Distribution: MGU
Industries: |
Trucking (Hazmat) |
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Carriers: Arch Insurance Co., W.R. Berkley Corp., Willis
Coverage: Accidental Contamination, Auto Liability , Auto Physical Damage, Cargo, Contractors Pollution , General Liability, Motor Truck Cargo, Pollution Legal Liability, Trucker's Liability
Limits: up to $1 million (CSL (Arch)), up to - $4 million (Excess Auto Limits up to $4 million, excess of $1 million (G.W. Berkley))
Non-Fleet Trucking
Administered By: AmWINS
Distribution: MGA
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Motor Carriers), Trucking (Moving/Storage) |
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Carriers: Occidental Fire & Casualty Co. of NC, Scottsdale Insurance Co.
Coverage: Excess, General Liability, Umbrella/Excess
Limits: - - no limits (Physical Damage), up to - $5 Million (Excess Liability), up to - $1 Million (GL)
Truckers & Trucking Companies
Administered By: National Truck Underwriting
Distribution: MGU
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Long-Haul), Trucking (Motor Carriers) |
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Carriers: Canal Insurance Co., Harco National Insurance Co., Northland Insurance Co., The Hartford
Coverage: Auto Liability , Auto Physical Damage, Contractual Liability, General Liability, Motor Truck Cargo, Non-Trucking Liability, Pollution Legal Liability, Workers' Compensation
Limits: up to $2,500 (Family Emergency Travel Coverage), up to $1 million (Catastrophe), up to $10,000 (Pollutant Cleanup/Disposal), up to $1 million (HAZ MAT), up to $5 million (Excess), up to $1 million/$2 million (Truckers General Liability), up to $5,000 (Towing)
Trucking
Administered By: Berkshire Hathaway Homestate Cos
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Freight), Trucking (Hazmat), Trucking (Local/Intermediate), Trucking (Long-Haul), Trucking (Moving/Storage) |
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Carriers: Berkshire Hathaway Inc.
Coverage: Auto Liability , Auto Physical Damage, Cargo, Garage Keepers Legal Liability, Garage Liability, Hired & Non-Owned Auto, Medical Payments Coverages, On-Hook Coverages
Limits: - - Please Inquire
Waste Haulers
Administered By: AmWINS
Distribution: MGA
Industries: |
Trucking, Trucking (Hazmat), Waste/Recycling Services, Workers Compensation |
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Carriers: Great Divide Insurance Co., Nautilus Insurance Co.
Coverage: Commercial Auto, Environmental Impairment Liability , Excess, General Liability, Umbrella/Excess, Workers' Compensation
Limits: - - - (Please inquire)
WasteCap
Administered By: National Interstate Insurance Co
Distribution: Carrier Direct
Industries: |
Trucking, Trucking (Hazmat) |
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Carriers: National Interstate Insurance Co.
Coverage: Auto Liability , Auto Physical Damage, General Liability, Workers' Compensation
Limits: up to $1 million (General Liability/Auto Liability )