Insurance Survey
 
 

Crittenden Insurance Program Directory

Crittenden’s Insurance Program Directory, listing over 1,600 specialty and main street programs searchable by coverage, territory and class, including Dental Assistants.

Insurance Program Results

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Standalone Dental Assistant Coverage?

In a health care system where the differences between a provider and an assistant are becoming increasingly vague, dental assistants could soon present more exposures as they take on greater responsibility. Standalone policies for these dental extenders don’t appear to be far off as carriers such as Beazley, ACE, Fortress and Medical Protective eye growth within the segment. Between now and 2022, the growth rate for dental extenders is expected to rise an average of 25 percent each year, considerably higher than it was just a couple of years ago. Dental assistants are responsible for everything from providing patient care and taking X-Rays to recordkeeping and scheduling appointments. Several states are currently considering legislation that would broaden these providers’ responsibilities.

The risks and potential exposures for these secondary providers remain unknown, but carriers will likely show increased interest in covering them toward the end of this year. Carriers have found that a dental office’s malpractice insurance policy often only covers hygienists if the dentist is named as a defendant in the lawsuit. If the hygienist or assistant is the sole party being sued, then they often have no protection at all. (10-20-14)

Dentists

Administered By: MedPro Group

Distribution: Carrier Direct

Industries:

Dental Assistants, Dental Hygienists, Dentists

Carriers: Medical Protective Co.

Coverage: General Liability, Medical Malpractice, Professional Liability

Limits: up to $1 million/$3 million (Primary)

Healthcare Providers

Administered By: MedPro Group

Distribution: Carrier Direct

Industries:

Acupuncturist, Allied Health, Audiologists, Chiropractors, Counseling (Marriage & Family), Dental Assistants, Dental Hygienists, Emergency Medical Technicians (EMTs), Midwives, Nurse Practitioners, Nurse/Staffing Registries, Nurses, Nurses (CRNA), Nurses (Visiting), Nursing Homes/Skilled Nursing Facilities, Nutritionist/Dietitian, Occupational Therapist, Opticians, Paramedics , Pharmacists, Physical Therapists, Physician Assistants, Podiatrists, Psychologists, Social Workers, Speech Therapy/Therapists

Carriers: Medical Protective Co.

Coverage: Cyber Liability, Excess, General Liability, Medical Malpractice, Professional Liability

Limits: up to $1 million/$3 million (Primary), up to Any (Excess)

Hygienist Protector Plan

Administered By: B&B Protector Plans, Inc.

Distribution: Program Administrator

Industries:

Dental Assistants, Dental Hygienists

Carriers: Lloyd's of London

Coverage: Professional Liability

Limits: $100K-$300K - $2-$4 Million