Insurance Program Results

8 of 8 Showing

 

Crittenden Insight

Crittenden Insurance Program Directory™

Hybrid Rideshare Coverages

Carrier

Notes/Distinguishing Characteristics

Qualifying TNCs

States Available

Allstate

Adds $15-$20 to annual premium on personal auto policy.

Uber, Lyft, Sidecar, Etc.

CO, IL, TX, VA, CA

Farmers Specialty

Coverage options include comprehensive and collision, uninsured/underinsured motorist and medical payments. Adds $15 per month to personal auto policy premium.

Uber, Lyft, Sidecar

AZ, MN, NV, OH, OK, TX, WI, CA.

USAA

Only offered to military veterans and their families. Adds $6-
$8 per month to personal auto policy premium.

Uber, Lyft, Sidecar

CO, TX, AZ, MA, OH, IL, WA

GEICO

Replaces existing personal policy. No high occupancy vehicles, buses, vans, etc.

Uber, Lyft, Sidecar, Etc.

CT, D.C., GA, MD, OH, PA, SC, TX, VA

Met Life

Coverage for all stages of rideshare cycle through exclusive partnership with Lyft. Premiums based on miles driven.

Lyft

CA, CO, IL, TX, WA

State Farm

Coverage for Period 1 only. Includes all additional options held under driver’s personal policy.

Uber, Lyft, Sidecar, Etc.

CA, CO

Metromile

Per-mile rates with $40 per month base rate plus 5 cents per mile. Partnership with Uber allows miles driven during Periods 2 and 3 to be paid for by Uber’s commercial policy.

Uber only

CA, IL, WA

Erie

Extends to business and personal use, covering all rideshare periods. Adds $9-$15 per month to personal plan.

Uber, Lyft, Sidecar

DC, IL, IN, KY, MD, OH, PA, TN, VA, WV, WI

Progressive

Previously exclusive to Lyft drivers, now available to other TNCs. Extends roadside assistance, comprehensive and collision through all rideshare periods. If TNC deductible is higher than Progressive deductible, Progressive pays the difference.

Uber, Lyft

PA, TX

Source: Crittenden Research Inc.

Rideshare Indorsement Program

Administered By: American Family Insurance Co.

Distribution: Carrier Direct

Industries:

Ridesharing

Carriers: American Family Insurance Co.

Coverage: Auto Liability

Limits: Call - For Limits

Metromile Pay-Per-Mile Rideshare Coverage

Administered By: Metromile

Distribution: MGA

Industries:

Ridesharing

Carriers: National General Insurance Co.

Coverage: Auto Liability

Limits:

Rideshare Coverage

Administered By: Erie Insurance

Distribution: Program Administrator

Industries:

Ridesharing

Carriers: Erie Insurance Co.

Coverage: Auto Liability , Bodily/Personal Injury, Property Damage, Uninsured/Underinsured Motorist

Limits:

Rideshare Coverage

Administered By: Allstate Insurance Co.

Distribution: Direct/Broker

Industries:

Ridesharing

Carriers: Allstate Insurance Co.

Coverage: Auto Liability

Limits:

 

GEICO Rideshare Coverage

Administered By: GEICO

Distribution: Carrier Direct

Industries:

Ridesharing

Carriers: Berkshire Hathaway Inc.

Coverage: Auto Liability , Commercial Auto

Limits: up to $300,000

Rideshare Coverage

Administered By: Farmers Insurance Group

Distribution: Carrier Direct

Industries:

Ridesharing

Carriers: Farmers Insurance Group

Coverage: Auto Liability , Bodily/Personal Injury, Property Damage, Uninsured/Underinsured Motorist

Limits: up to - $50k (Bodily injury per person), up to - $100k (Total Bodily Injury Limit), up to - $30k ( Property damage to someone else’s property per incident. )

Rideshare Coverage

Administered By: Nautilus Insurance

Distribution: Carrier Direct

Industries:

Ridesharing

Carriers: Nautilus Insurance Co.

Coverage: Auto Liability , Commercial Auto

Limits:

Rideshare Program

Administered By: USAA Casualty Insurance Co.

Distribution: Carrier Direct

Industries:

Ridesharing

Carriers: USAA Casualty Insurance Co.

Coverage: Auto Liability

Limits: